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Sports and other Activities

Southdowns policies provide cover for you to participate on a recreational and non-professional basis in over 100 sports and activities as standard whilst on your trip. To ensure that you are protected in the event of a claim it is important that whilst participating in a listed activity you comply with local laws and regulations, as well as using the recommended safety equipment (such as helmets, harness, knee and/or elbow pads).
You will note that some sports are marked with an *, this means that there is no cover for either personal liability or personal accident when participating in these activities.
Please also be aware that our policies are not suitable for and will not provide cover for your participation in or practice of any professional sport or your participation at a training camp designed specifically to enhance your performance and/or endurance in a sport or activity that you take part in on a non-professional basis but at a National Standard.

Sports and activities covered as standard

  • Abseiling (when adequately supervised)*
  • Archery*
  • Badminton
  • Bamboo Rafting (up to grade 2 rivers only with adequate safety equipment provided)
  • Banana Boating
  • Baseball
  • Basket Ball
  • Beach Games
  • Blowcarting*
  • Bouldering (using crash pads where appropriate)
  • Bowls
  • Bungee Jumping (when adequately supervised)
  • Camel Riding*
  • Canoeing (up to grade 2 rivers only)
  • Catamaran *
  • Clay Pigeon Shoot*
  • Climbing (on a climbing wall only)
  • Cricket
  • Cycling*
  • Deep Sea Fishing
  • Dinghy Sailing*
  • Dragon Boat racing (non-professional)*
  • Elephant riding/trekking (on a professionally organised trek with experienced handlers)
  • Fell Running
  • Fell Walking
  • Fishing
  • Football/Soccer
  • Flying in an aircraft (as a fare paying passenger)
  • Glass Bottom Boats/Bubbles
  • Gliding (as a passenger only)
  • Go Karting (when adequately supervised)*
  • Golf
  • Gorilla Trekking (organised)
  • Gymnastics
  • Heptathlon
  • Hiking/Trekking/High level walking up to 3000 metres above sea level
  • Hitchhiking (organised groups of adults with support, emergency contacts and at least one male per group) in countries where this is legal
  • Horse Riding/Trekking/Hacking (non-competitive)
  • Hot Air Ballooning (organised pleasure rides)
  • Hydrospeeding (taking appropriate safety measures)
  • Hydro Zorbing
  • Ice Skating
  • Indoor Climbing (on climbing wall)
  • Indoor Skating (pads and helmets must be worn)
  • Javelin Throwing
  • Jet Boating (no cover for racing)*
  • Jet Skiing (no cover for racing)*
  • Jogging
  • Kayaking (up to grade 2 rivers)
  • Kite Buggying*
  • Kite Surfing (over land)*
  • Kite Surfing (over water)*
  • Marathon Running
  • Motor Cycling (with UK licence) )*
  • Mountain Biking (except downhill and extreme terrain)*
  • Mountain Boarding (protective clothing to be worn)
  • Netball
  • Orienteering
  • Paint Balling/War Games (eye protection must be worn)*
  • Parasailing/Parascending (over water)
  • Passenger Sledge
  • Pony Trekking
  • Power Boating (non-competitive and no cover for damage to vessel) *
  • Racing on foot
  • Racquetball
  • Rambling
  • Rap Running/Jumping (within organisations guidelines)*
  • Rifle Range*
  • Ringos
  • River Tubing
  • Roller Skating/Blading (pads and helmets must be worn)*
  • Rounders
  • Rowing (except racing)
  • Running
  • Safari In Vehicle (must be with a guide)
  • Safari On Foot (must be with a guide)
  • Safari On Horseback (must be with a guide)
  • Sail Boarding/Windsurfing*
  • Sailing*
  • Sand Yachting*
  • Scuba Diving - scuba diving (other than cave diving) to the following depths, when you hold the following qualifications, and are diving under the direction of an accredited dive marshal, instructor or guide and within the guidelines of the relevant diving or training agency or organisation:
  • PADI Open Water - 18 metres BSAC Ocean Diver - 20 metres
  • PADI Advanced Open Water - 30 metres BSAC Sports Diver - 35 metres. If you do not hold a qualification, we will only cover you to dive to a depth of 18 metres provided you are with a qualified instructor
  • Sea Canoeing/Kayaking (within sight of land)
  • Shooting (within organisations guidelines)*
  • Skate Boarding (pads and helmet must be worn)*
  • Sledge Pulled By Horse/Reindeer
  • Small Bore Target Shooting*
  • Snorkelling
  • Soft Ball
  • Squash
  • Surfing*
  • Swimming
  • Sydney Harbour Bridge (organised and walking across clipped onto a safety line)
  • Table Tennis
  • Tennis
  • Tenpin Bowling
  • Tree Top Canopy Walking (with adequate safety measures in place)
  • Trekking/Walking/Hiking/High level walking up to 3,000 metres above sea level
  • Tug Of War
  • Via Ferrate
  • Volley Ball
  • Wakeboarding*
  • War Games (eye protection must be worn)*
  • Water Polo
  • Water Skiing*
  • White Water Rafting (within organisations guidelines)
  • Wicker Basket Tobogganing
  • Windsurfing*
  • Yachting*
  • Zip Trekking (safety harness fixed to ropes must be worn)
  • Zorbing (non-winter sports)
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